Independent research

Royaar begins with a vision.

An independent source of research and perspective for the international buyer who wants to understand the market, not read a sales pitch.

Dubai architecture

Royaar takes its name from the Arabic رُؤْيَة, ru’yā: vision, dream, foresight. It is the word for what a buyer sees before a home exists on a floor plan, and the discipline of knowing where enduring value will stand.

Independence is the point. An independent, developer-agnostic adviser holds no inventory, so the only interest is the quality of the acquisition and the calm of the process around it.

vision·dream·foresight
The distinction

How advisers and brokers differ.

The seller’s model

A broker is paid a commission on the sale, most often two percent of the price. The reward is closing the unit in front of you, and the leads behind it are bought and worked. The home that suits the target is not always the home that suits you.

The independent view

An independent adviser holds no inventory and takes no developer commission, so there is no unit to push. Independence, not commission, is what keeps the reading of a home honest. What is left is the quality of the acquisition itself, read on the evidence — without noise.

Independent
No inventory, and nothing to sell.
Evidence-led
Every view rests on real market data.
Discreet
Unhurried, and at your own pace.
Enduring
Homes that still look right in ten years.
The full scope

Every part of the acquisition, held in one place.

From the first cost estimate to the keys and the years that follow, this guide follows the whole of a Dubai purchase, not a single transaction within it.

Acquisition

From brief to handover, on the transaction evidence.

Buying costs

The true all-in, close to seven percent.

Mortgage & finance

Loan to value, rates and the 2025 cash rule.

Off-plan & escrow

RERA escrow, Oqood, payment against progress.

Payment plans

Sixty forty, post-handover, and how they compare.

Handover & snagging

Notice to keys, and what to check before you sign.

Golden Visa

Ten year residency from an AED 2M home.

Ownership & yield

Service charges and the net yield beneath.

The method

How a considered purchase unfolds.

01

The brief

It begins with intent: the horizon, and the life the home is for, before any search.

02

The evidence

The market, read to a short and reasoned shortlist rather than a portal dump.

03

The viewings

Considered visits, prime and off-market, matter more than a portal full of listings.

04

The acquisition

Negotiation, due diligence and hand-over, and how residency can be structured.

Grounded in evidence

The evidence beneath the view.

The market now, Q2 2026
-19%
Transactions, quarter on quarter
-4%
Apartment prices, still above a year ago
27,300
Homes handed over, a recent record
-8 to 10%
Rents across major communities

A quarter of moderation, not a rupture. Prices eased against the last three months yet sit above a year ago, as a record wave of homes met a calmer market. Reading that difference plainly, with nothing to sell you, is where independent analysis earns its keep.

The fundamentals
0 / 0 / 0
Income, annual property and capital gains tax for an individual owner, on the Dubai side.
AED 2M
The Golden Visa threshold, for ten year renewable residency. Since 2026 the full registered value counts.
80%
What a bank lends on a first home under AED 5M. The deposit and roughly six percent in fees are yours, in cash.
~7%
The all-in cost of buying a ready home, above the price itself.
6.68%
The city average gross rental yield. The net sits below it, and finding that number is our work.
40+
Freehold communities where a foreign buyer owns the home, and its land, outright.
Market read from Savills Q2 2026; yields from Engel & Voelkers. Indicative figures, confirmed against live data for each engagement.
Dubai

What we cover

Across every tier of the city.

Prime central
DowntownDIFCBusiness Bay
On the water
Palm JumeirahDubai MarinaJBREmaar BeachfrontCreek Harbour
Family villas
Dubai HillsArabian RanchesEmirates HillsMBR City
Value & yield
JVCAl FurjanSports CityInternational City
Timeless, measured, quietly luxurious. Research that still holds up in ten years.

Introduce yourself

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